🏦金融
贷款计算器
Calculate monthly loan payments, total interest paid, and generate a full amortization schedule. Works for mortgages, car loans, personal loans, and student loans.
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How it works
This 贷款计算器 runs entirely in your browser — no data is sent to any server. Simply fill in the fields above and the result updates instantly. You can copy the output with the copy button provided.
Frequently Asked Questions
如何计算月供？
月供 = 本金 × 月利率 × (1+月利率)^期数 ÷ ((1+月利率)^期数 - 1)。
提前还款划算吗？
通常划算，提前还款可以减少总利息支出，但要确认是否有提前还款罚款。